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GOVERNMENT PENSION PLANS

You may be eligible for pension benefits under the Canada Pension Plan (payable as early as age 60) and Old Age Security Act (currently payable at age 65). These benefits are in addition to those you receive from this Plan.

For more information on these plans or for application forms for these benefits, please visit any Service Canada Centre or access this information on-line at www.servicecanada.gc.ca.

CANADA PENSION PLAN

The Canada Pension Plan provides pension, disability and survivor income benefits. These benefits are in addition to the benefit received from the Plan.

You should apply for this benefit at least three months before you wish your pension to commence.

OLD AGE SECURITY

The Old Age Security pension is payable in addition to the benefit received from the Plan.

You should apply for this benefit at least six months before your 65th birthday, as receipt of this benefit is not automatic. Starting in 2023, the eligibility age for Old Age Security Benefits will gradually increase from 65 to 67.